Downsizing Can Help You Save Money For Retirement If Done Right

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The article, How Downsizing Can Save Your Retirement, in the September issue of Money magazine, covers the top four reasons why retirees downsize and four questions to address to avoid financial mishap when moving from one residence to another.

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It’s Time To Call The Realtor®: 10 Signs Of Stress And Burnout

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Are you thinking about selling your home or helping an elderly parent sell their home, and the to-do’s to get the home ready for the market seem just too overwhelming? Has it affected your mental or physical health? If you are not sure, read on for 10 signs of stress and burnout.  

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5 Factors To Consider When Determining The Asking Price On Your Home

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5 Factors To Consider When Determining The Asking Price On Your Home

One of the biggest decisions that must be made when selling your home is determining the asking price. There is a direct relationship between how your house is priced and how many buyers will be interested in it.

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How To Decide Whether To Downsize Or Age In Place

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In a previous blog I discussed rightsizing and a process for evaluating your overall well-being to determine your preferable future. Once you have decided what you want your future to be, the question becomes do you age in place or find a new home to help you achieve those goals? Consider these five factors to help you decide.

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What Makes Up A Mortgage Payment?

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If you are in the market for a new home, chances are you are busily gathering documents for your mortgage loan application. Your lender will calculate your down payment and monthly payments based on the financial information you provide, from credit history to current employment. You may wonder what is included in the mortgage payment. Mortgage payments include principal, interest, taxes, and insurance (PITI).

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What Documents And Financial Information Are Needed For Mortgage Approval?

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If you are planning to move within the next year, you should start thinking about your mortgage loan or other financing options now. Based on the projected down payment you have available and the monthly mortgage payments your income can sustain, you will decide what amount of home you can afford and are comfortable buying. Before beginning to house-hunt, you should examine your credit history and gather the documents required by your lender.

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How To Evaluate The Resale Value Of A Home

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Are you on the hunt for a new home? In the mix of things to consider when touring different properties is a home’s resale value. If you buy a home that is appealing to other homebuyers, it should be fairly easy to sell if and when that time comes.

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How To Prepare For A Move And Avoid Extra Moving Costs

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When it comes to a residential move, it is always advisable to select a reputable moving company and get a detailed quote before the move. Although our clients may diligently do both, a move can sometimes exceed the cost detailed in the estimate. 

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What Is A Material Latent Defect?

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When selling your home, there is a myriad of paperwork to fill out before the home even goes on the market. In addition to a listing agreement with your real estate agent, most states mandate that sellers complete various disclosure forms (required forms vary by state), which provide potential buyers information about the home, such as homeowner association fees, cost of monthly utilities, any property easements, and condition of the home.

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How To Prepare Your Home For Real Estate Photos

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According to the National Association of REALTORS®, 92% of homebuyers begin their home search online. Online photos provide potential buyers with an idea of the size, layout, and condition of a house without them having to set foot inside. Professional and attractive photos increase the likelihood that a potential buyer will decide to schedule an appointment to tour a home in person.

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